Step Four
Investment Philosophy: 4 Pillars of Your Investment Playbook
Sustain income through ups and downs
Our 3-Bucket approach allows for flexibility and intention of portfolio withdrawals from the portfolio to generate a Retirement Paycheck. This allows to sustain your desired retirement lifestyle amidst both good and bad market conditions.
Establish & Maintain a target Asset Allocation
Using diversified investment vehicles, we establish a strategic asset allocation target that is appropriate based on each client’s stated goals and objectives. We will not engage in market timing or speculative bets on individual securities, sectors, or asset classes.
We continuously monitor and will periodically rebalance accounts once the allocation deviates from the target according to a specified drift tolerance.
Minimize Costs & Taxes
We focus intensively on minimizing the costs of investing. This shows through the low-cost index focused products we use and our ongoing focus on tax efficiency.
Avoid the big mistake
Maintaining discipline and a long-term focus is paramount.
We consistently refocus our client’s concerns on what they can control and help them avoid reactions to short term market gyrations, the economy, individual stock performance, and other distractions that cause many investors to make poor decisions. We believe the market rewards disciplined behavior over the long term, and our investment process reflects that.
Step Four
Investment Philosophy: 4 Pillars of Your Investment Playbook
Sustain income through ups and downs
Our 3-Bucket approach allows for flexibility and intention of portfolio withdrawals from the portfolio to generate a Retirement Paycheck. This allows to sustain your desired retirement lifestyle amidst both good and bad market conditions.
Establish & Maintain a target Asset Allocation
Using diversified investment vehicles, we establish a strategic asset allocation target that is appropriate based on each client’s stated goals and objectives. We will not engage in market timing or speculative bets on individual securities, sectors, or asset classes.
We continuously monitor and will periodically rebalance accounts once the allocation deviates from the target according to a specified drift tolerance.
Minimize Costs & Taxes
We focus intensively on minimizing the costs of investing. This shows through the low-cost index focused products we use and our ongoing focus on tax efficiency.
Avoid the big mistake
Maintaining discipline and a long-term focus is paramount.
We consistently refocus our client’s concerns on what they can control and help them avoid reactions to short term market gyrations, the economy, individual stock performance, and other distractions that cause many investors to make poor decisions. We believe the market rewards disciplined behavior over the long term, and our investment process reflects that.
Step Four
Investment Philosophy: 4 Pillars of Your Investment Playbook
Sustain income through ups and downs
Our 3-Bucket approach allows for flexibility and intention of portfolio withdrawals from the portfolio to generate a Retirement Paycheck. This allows to sustain your desired retirement lifestyle amidst both good and bad market conditions.
Establish & Maintain a target Asset Allocation
Using diversified investment vehicles, we establish a strategic asset allocation target that is appropriate based on each client’s stated goals and objectives. We will not engage in market timing or speculative bets on individual securities, sectors, or asset classes.
We continuously monitor and will periodically rebalance accounts once the allocation deviates from the target according to a specified drift tolerance.
Minimize Costs & Taxes
We focus intensively on minimizing the costs of investing. This shows through the low-cost index focused products we use and our ongoing focus on tax efficiency.
Avoid the big mistake
Maintaining discipline and a long-term focus is paramount.
We consistently refocus our client’s concerns on what they can control and help them avoid reactions to short term market gyrations, the economy, individual stock performance, and other distractions that cause many investors to make poor decisions. We believe the market rewards disciplined behavior over the long term, and our investment process reflects that.