Step Three

Your Retirement Paycheck

The Challenge

One of the biggest transitions in retirement is shifting from receiving a regular paycheck to creating income from your savings. This fundamental change brings important questions: How much can you safely withdraw? Which accounts should you draw from first? How do you maintain income during market downturns?

Our Solution

Your Retirement Paycheck is a custom income plan designed to provide reliable, tax-efficient income throughout your retirement years.

We'll work together to:

  • Develop a sustainable withdrawal strategy that can weather market fluctuations

  • Create a tax-efficient income plan that minimizes your tax burden

  • Implement strategies to optimize Social Security and pension benefits

  • Design a cash flow plan that aligns with your lifestyle needs

How It Works

We begin by mapping out your essential expenses and lifestyle spending. Then we identify your guaranteed income sources like Social Security and pensions.

Next, we develop a custom withdrawal strategy for your investment accounts that considers tax implications and market conditions. Finally, we create a year-by-year income plan that adapts to the inevitable changes in both markets and your life.

The Result

Your Retirement Paycheck gives you confidence that you'll have reliable income throughout retirement. You'll know exactly where your money is coming from, how long it will last, and how to adjust when necessary.

Step Three

Your Retirement Paycheck

The Challenge

One of the biggest transitions in retirement is shifting from receiving a regular paycheck to creating income from your savings. This fundamental change brings important questions: How much can you safely withdraw? Which accounts should you draw from first? How do you maintain income during market downturns?

Our Solution

Your Retirement Paycheck is a custom income plan designed to provide reliable, tax-efficient income throughout your retirement years.

We'll work together to:

  • Develop a sustainable withdrawal strategy that can weather market fluctuations

  • Create a tax-efficient income plan that minimizes your tax burden

  • Implement strategies to optimize Social Security and pension benefits

  • Design a cash flow plan that aligns with your lifestyle needs

How It Works

We begin by mapping out your essential expenses and lifestyle spending. Then we identify your guaranteed income sources like Social Security and pensions.

Next, we develop a custom withdrawal strategy for your investment accounts that considers tax implications and market conditions. Finally, we create a year-by-year income plan that adapts to the inevitable changes in both markets and your life.

The Result

Your Retirement Paycheck gives you confidence that you'll have reliable income throughout retirement. You'll know exactly where your money is coming from, how long it will last, and how to adjust when necessary.

Step Three

Your Retirement Paycheck

The Challenge

One of the biggest transitions in retirement is shifting from receiving a regular paycheck to creating income from your savings. This fundamental change brings important questions: How much can you safely withdraw? Which accounts should you draw from first? How do you maintain income during market downturns?

Our Solution

Your Retirement Paycheck is a custom income plan designed to provide reliable, tax-efficient income throughout your retirement years.

We'll work together to:

  • Develop a sustainable withdrawal strategy that can weather market fluctuations

  • Create a tax-efficient income plan that minimizes your tax burden

  • Implement strategies to optimize Social Security and pension benefits

  • Design a cash flow plan that aligns with your lifestyle needs

How It Works

We begin by mapping out your essential expenses and lifestyle spending. Then we identify your guaranteed income sources like Social Security and pensions.

Next, we develop a custom withdrawal strategy for your investment accounts that considers tax implications and market conditions. Finally, we create a year-by-year income plan that adapts to the inevitable changes in both markets and your life.

The Result

Your Retirement Paycheck gives you confidence that you'll have reliable income throughout retirement. You'll know exactly where your money is coming from, how long it will last, and how to adjust when necessary.

Memberships

Services

Fee-only Financial Planning; Retirement Income Planning; Asset Allocation and Investment Management; Estate and Legacy Planning; Charitable Gifting Strategies; Education Consulting; Tax Planning; Insurance and Survivor Needs Analysis; Retirement Benefits, Social Security, Pension, and Medicare/Medicaid Planning


Investment Advice is offered through FC Advisory, LLC, a registered investment advisor doing business as Financial Coach and doing business as New Wealth Project.

© 2025 FC Advisory, LLC

Designed by Slices.Design

Memberships

Services

Fee-only Financial Planning; Retirement Income Planning; Asset Allocation and Investment Management; Estate and Legacy Planning; Charitable Gifting Strategies; Education Consulting; Tax Planning; Insurance and Survivor Needs Analysis; Retirement Benefits, Social Security, Pension, and Medicare/Medicaid Planning


Investment Advice is offered through FC Advisory, LLC, a registered investment advisor doing business as Financial Coach and doing business as New Wealth Project.

© 2025 FC Advisory, LLC

Designed by Slices.Design

Memberships

Services

Fee-only Financial Planning; Retirement Income Planning; Asset Allocation and Investment Management; Estate and Legacy Planning; Charitable Gifting Strategies; Education Consulting; Tax Planning; Insurance and Survivor Needs Analysis; Retirement Benefits, Social Security, Pension, and Medicare/Medicaid Planning


Investment Advice is offered through FC Advisory, LLC, a registered investment advisor doing business as Financial Coach and doing business as New Wealth Project.

© 2025 FC Advisory, LLC

Designed by Slices.Design